SIP

India’s mutual fund industry witnessed record systematic investment plan (SIP) inflows of Rs. 3.34 lakh crore in 2025, reflecting strong retail participation and growing investor confidence in long-term wealth creation avenues. The surge underscores increasing financial literacy, digital adoption, and trust in market-linked instruments, particularly among millennials and first-time investors. Equity-oriented funds led the inflows, highlighting optimism around market potential, while debt and hybrid funds also attracted steady contributions.

India’s mutual fund industry has posted a strong rise in assets under management, powered by robust participation from retail investors and a steady expansion in systematic investment plan inflows. Regular SIP contributions have brought stability to fund flows, even as markets navigate global uncertainty and domestic volatility. Equity-oriented schemes remained the primary beneficiary, reflecting investor confidence in long-term economic growth. The surge in assets points to a deeper structural shift in household savings toward market-linked instruments.

After months of strong inflows, mutual fund (MF) investments into equity schemes slowed in October, totaling Rs 24,690 crore — a noticeable dip from September’s Rs 26,686 crore. The decline reflects investor caution amid heightened market volatility, profit-booking, and shifting sentiment toward hybrid and debt instruments. Despite the moderation, systematic investment plans (SIPs) continued to show resilience, suggesting that long-term retail participation remains intact.

India’s mutual fund industry witnessed a robust surge in systematic investment plan (SIP) inflows during the June quarter, reflecting strong retail participation and growing investor confidence in long-term wealth creation through equities. This upswing in SIP contributions highlights a structural shift in savings behavior, with individuals increasingly favoring disciplined and automated investing over speculative short-term bets.